Let me tell you the truth about mortgage lending, and even better, why

YOU CAN BUY A HOME!

Traditional mortgage lenders aren't concerned about you and your needs - your need for stability, your need for self-sufficiency, your need for security, your need to provide a permanent, loving environment for your children. They are concerned with their earning potential and the risks associated with giving you a mortgage loan. PERIOD!

Most don't have the motivation to do what it takes to get you qualified for a mortgage loan. They don't have the time to work with you one-on-one to improve your situation so you can get a mortgage loan. They don't have the patience to deal with the paperwork that is involved in lending to high-risk borrowers. And generally, they don't have the knowledge to jump through the hoops to get your mortgage loan approved and funded.

That's why I'm different.

You see, I have been in a seemingly hopeless situation myself. In 1988 I had to file bankruptcy. I never in my wildest dreams imagined that would happen to me. After all, that's one of those bad things that only happen to other people. Much like divorce, abandonment, illness, the death of a spouse - there are many situations that can leave you financially unstable, emotionally drained and completely devastated.

I've been in circumstances that made me feel completely helpless and hopeless, like there was no way I could possibly get on my feet again. That's a heart-wrenching feeling that I never want to experience again, and I don't want others to go through it either.

Thus, I've committed my life and my business to helping people who have lived through life's ruthless hard-knocks to get back on their feet, to improve their circumstances, to overcome their depression, to regain their self-confidence, and to achieve stability through homeownership. I've learned the tricks of the trade, I've got the resources, I've got the knowledge, and most importantly, I've got the desire to help you buy a home even if your situation seems unpromising.

Let me help you to.

Quit lining your landlord's pockets with your hard-earned money
Avoid the instability associated with renting a home instead of buying one
Move into a better neighborhood
Get your kids into better schools
Experience the pride of ownership
Minimize your frustrations and decrease the level of stress in your life
Accumulate wealth as your home increases in value and you benefit from the tax advantages of homeownership
Regain your independence and self-confidence
Become self-sufficient

I've helped many women with seemingly impossible circumstances to turn their situations around and to buy their own homes. It doesn't matter if you:

Have less than perfect credit
Filed bankruptcy
Have had your home foreclosed on
Made late payments on your previous mortgage
Have no money to make a down payment or to pay closing costs

I cannot thank you enough. You really helped me towards my goal of financial health. This is the first time in 11 months I have felt at peace. God bless you and your family and know I say a prayer of thanks every day for God putting you in my life. - Vanessa Thompson-Mimms

Whatever your circumstances are, you can start from where you are and aim high as you embark on this journey that will lead you to fulfillment, homeownership and enhanced self-confidence. You can buy the home of your dreams and you can be self-sufficient and happy just like Vanessa and the hundreds of other women who have benefited from my mastery of the mortgage markets.

You will find the information in my book, Getting the White Picket Fence without a Man!, to be incredibly inspiring, informative and useful in your pursuit to become a homeowner.

You'll learn.

The benefits of homeownership
What mortgage lenders don't want you to know
What mortgage lenders want to see
The barriers that prevent many people from getting a mortgage loan
How to overcome the barriers to getting a mortgage loan so you can buy your own home

I'll also share some practical tips with you about.

Saving money to improve your financial situation
Cleaning up your credit report
Improving your credit score

You'll learn how to get prequalified for a mortgage loan and how to save time and money when shopping for a home. I'll teach you how to negotiate with sellers to get the best deal possible and you'll learn who pays what in regard to closing costs.

You will be introduced to various types of loan programs and loan structures. You'll learn the advantages and disadvantages of conventional mortgage loans, government loan programs, fixed rate mortgages, and adjustable rate mortgages so you can choose the best loan program that fits your needs and your monthly budget.

I'll also provide you with invaluable information about how to structure your payments and the term of the loan to save yourself thousands of dollars.

I'll even walk you through the entire mortgage loan process from your initial application for prequalification to the closing process so you will know what to expect and what your rights are as a borrower and home buyer.

Laurence Michelson's book is a must read for anyone serious about getting the absolute best mortgage available. He shares many insider secrets that most mortgage lenders never want the public to know. It is well written and easy to follow without the typical confusing mortgage jargon found in other similar books. Investing in this book will save you thousands of dollars and tons of time when obtaining your home loan.

Brian I. Sacks, National Mortgage Expert
Author of the best selling book "Yes You Can Get a Mortgage"

In addition to the technicalities of getting a loan, I'll provide you with simple explanations of the terminology you will hear when shopping for a home and getting a home loan to eliminate the confusion.

As an added bonus, I'll provide you with some superb advice on how to make your move into your new home easier along with some excellent home maintenance tips that will keep your new home in tip-top shape for years to come. Of course, I've got some wonderful ideas for celebrating your success once you've secured your new home.

You will find that my book is not only loaded with useful information and practical tips, but it is also incredibly inspiring with the capability of lifting your spirits, boosting your self-confidence, and empowering you to take control of your destiny rather than cowering to fate. Starting from where you are, if you persevere against all odds, you can get to where you want to be. You can get that white picket fence without a man, and you can become completely self-sufficient.

As a single mother with financial and credit challenges I was convinced that I could not possibly buy a home due to circumstances that weren't within my control. Laurence's insight and extensive knowledge of mortgage lending combined with his "can do" attitude motivated me to achieve self-sufficiency and to buy a home to provide the security and stability that I so desired for me and my children. ~ Marie West, Palm Springs, CA

My personal motto is,
"Winners will simply do what losers won't."
Do you want to be a winner?

If the answer to that question is "Yes!" order my book right now and get yourself on the right path to buying the home you so desire, to achieve self-sufficiency and to experience the stability and numerous other benefits that come from owning your own home.

If you order right now you'll receive these fabulous bonuses!

1. My incredibly informative and easy to use workbook titled "Simple Steps to Improving Your Credit Score" (a $25 value)

2. A Personal Financial Planner that will assist you in crafting a practical financial plan and budget that will prepare you for buying a home and achieving financial wellness (a $25 value)

3. The amazing e-book, "A Woman's Guide to Becoming Totally Independent and Self-Sufficient" that will empower you to live your life independently and on your own terms with confidence (valued at $20)

And, for a limited time only!

4. A FREE mortgage loan consultation (a $300 value)

Let me reiterate. If you order my hard-copy book or e-book titled "Getting the White Picket Fence without a Man! A woman's guide to successfully navigating the real estate market", you'll also receive the "Simple Steps to Improving Your Credit Score" workbook, a Personal Financial Planner, the e-book "A Woman's Guide to Becoming Totally Independent and Self-Sufficient" AND a FREE mortgage loan consultation!

That's a total value of $400 for ONLY $29.95.

To top it off, there's absolutely no risk because your satisfaction is 100% guaranteed! If you are not happy with the book for any reason (though I'm confident you'll be completely thrilled with the book and bonuses), you can return it within 30 days of your order date for a full refund AND, the bonuses are yours to keep.

Take control of your life right now! You don't have to be a victim of fate; you really can control your destiny and achieve your dreams. Your dream home is waiting for you to reach out and grasp it! You owe it to yourself to pursue your goals of homeownership and you will accomplish the feat to become an independent woman and a homeowner. And, you deserve it!

Sincerely,

Laurence H. Michelson
President of Granite Lending, Inc.
Author of Getting the White Picket Fence without a Man!

P.S. Don't give up on your future just because your past has been rough. The future is bright and is filled with opportunities. With the right kind of help from a person like me, who is willing to do whatever it takes, you absolutely can buy a home.